Expert Help for Wesleyan Mis-sold Pensions and Medical Sickness Claims
Have you held a Wesleyan policy or been affected by Medical Sickness pension mis-selling? Don’t let uncertainty overshadow your financial security. X-Claims is your trusted partner in seeking rightful compensation and rectifying Wesleyan mis-sold pension issues.
Understanding Wesleyan Mis-selling and Medical Sickness Claims:
Your pension plan should be a source of stability and comfort during retirement. However, mis-selling of Wesleyan policies and Medical Sickness pensions can lead to financial hardships. If you believe you may have received mis-advice or been mis-sold your policy, we’re here to help you pursue your rightful compensation.
Common Reasons for Wesleyan and Medical Sickness Pension Mis-selling:
- Dates of Advice: If sold after July 1997 and the 31st March 2008 we can assist with your claim.
- Unsuitable Advice: Your pension policy may not have been tailored to your specific financial goals and needs.
- Hidden Fees: Critical information about fees and charges might not have been fully disclosed.
- Misleading Information: You may not have been fully informed about potential risks and drawbacks of the policy or the alternative choices available in your Occupational Scheme, such as added years.
Why Use Us?
Expertise: We have an in-depth understanding of FSAVC pensions and the complexities surrounding mis-selling cases.
Compassionate Approach: We empathise with the challenges you may have faced and may still be facing and we are committed to providing compassionate, yet professional support throughout the process.
Transparent Communication: You can rely on us for transparent and clear communication at every stage of your claim.
What Our Clients Say
We have hundreds of happy clients, read their reviews of our service
Successful Claim – Dr K – Aug 22
“I have great pleasure in writing a testimonial for Mrs Lorraine Williams working for X Claims an organisation fighting injustice for clients since 2006. I have known her since we contacted her in March 2019 when we learnt a policy pension taken out by us with Wesleyan was wrongly sold to us in 1997. She is part of a task finish group who investigated and conveyed the information at every step of the way. All this has given me a good insight and knowledge in her capabilities. Lorraine is hardworking, efficient, reliable, confident, has good organisational skills and excellent communication skills. All information given to me was in good faith and explained well keeping to their limitation so not giving their own advice. She is sincere, reliable, considerate, thoughtful, eloquent, attentive, obliging, and trustworthy. She is proactive and focused and I highly recommend her and her organisation to everyone. I wish her success.”
Successful Claim – Dr B – Jan 23
“I was one of many doctors persuaded- via the medium of a free sandwich – to join a Wesleyan freestanding AVC pension instead of buying extra NHS years in the 1990s. I switched to another scheme a decade later but I discovered both were mis-sold, the first by concealing from me the benefits of added years and the second by downplaying my NHS pension prospects on the AVC registration documents. Lorraine, Howard and the X-Claims team were recommended by a colleague who was similarly mis-sold a Wesleyan pension. Looking back, I am amazed at how financially naive we were! X-Claims is a reputable and trustworthy service and secured me compensation for both these pensions. The form filling process was made easy and both Lorraine and Howard provided clear and helpful advice, no doubt honed from decades of fighting complex cases for their clients. For one of the two cases, we went to the ombudsman twice (!) before getting compensation. I have never put in an official claim for anything in my life so this was unfamiliar territory but they were reassuring and sensible. I am happy with the outcome and wholeheartedly endorse their service to anyone wavering about making a claim.”
“Lorraine and the team at X-Claims are highly professional and communication was excellent at all stages. They are highly experienced experts in their field and give sensible and honest advice regarding the prospects of a claim. I would recommend them to anyone concerned about historical pension miss-selling (in my case of FSAVCs).”
Other Types Of Claim
FSAVC(s) pensions have been mis-sold to thousands of people. If you have an FSAVC it is worth checking to see if you have been mis-sold.
SIPP mis-selling occurs when financial advisers convince pension holders to invest their money into a SIPP scheme that promises higher returns on very risky, (and often unregulated) investments.
An opt-out is where you could have been a member of an occupational pension, particularly a “defined benefit” or “final salary” scheme and you were told to ‘Opt Out’ and purchase a personal pension instead.
Investment misselling occurs when you have received deliberate or misleading advice, where the investment was misrepresented or unsuitable.
Mortgage mis-selling occurs when it is improperly sold to a borrower. Mortgages were only regulated from contracts which were entered into on or after 31st October 2004.
You may have been persuaded to transfer out of your original occupational pension scheme into a personal one. Any transfer out of an occupational scheme could be a mis-sale.
These types of pensions may have been unsuitable for you if you had the option to purchase added years or contribute to your In-House AVC, and especially if you had no private earnings.
Get In Touch
Have a question or just want to get in touch? Give us a call or fill in our contact form. Would you like to speak to one of our specialists over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.
Monday – Friday: 8am – 8pm
Saturday – Sunday: Closed
PO Box 470, Tonbridge, Kent, TN9 9FG
Oakley House, Fordcombe Road, Penshurst, Kent, TN11 8DP