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Expert Help for Teachers Affected by Mis-sold Teachers Pensions

Are you a dedicated teacher who suspects you may have been mis-sold your pension? Don’t let financial uncertainty overshadow your years of hard work and commitment to education.
X-Claims is here to support you in seeking rightful compensation and securing your financial future.

Examples of Mis-sold Pensions

  • You joined the Occupational Scheme and were advised to opt out in favour of a private pension scheme, at some point in your career.
  • You were sold a personal or stakeholder pension but should have considered joining your In-House AVC scheme or purchasing added years.
  • You were sold a FSAVC and not advised to purchase the maximum number of added years in the Occupational Scheme.
  • You were approached by a company that mis-lead you into thinking they were affiliated with your Occupational Scheme (such as Teachers Assurance, now LV).

Understanding Mis-sold Teachers Pensions:
As an educator, your focus is shaping young minds and making a difference in the lives of your students. However, mis-selling of teachers’ pensions can disrupt your financial stability, impacting your well-deserved retirement. If you believe you may have been affected by mis-sold teachers’ pensions, you have the right to seek justice.

Why Use Us?

At X-Claims, we specialise in assisting teachers who have been mis-sold their pensions. Our team of financial experts understands the unique challenges faced by educators, ensuring a tailored approach to your claim. Here’s why you can trust us to handle your pension compensation claim:

Expert Knowledge: With in-depth expertise in pension regulations, we can navigate the complexities of your claim efficiently.

Teacher-Centric Approach: We understand the demands of your profession and offer personalised support, making the claims process as smooth as possible.

Proven Results: Our track record demonstrates successful pension compensation claims for teachers like you.

Take Control of Your Pension Today!

Don’t let mis-sold teachers’ pensions leave you uncertain about your financial future. Act now to reclaim your pension justice with X-Claims by your side. Contact us to initiate your pension compensation claim process

What Our Clients Say

We have hundreds of happy clients, read their reviews of our service

Successful Claim – Mr M – Teacher – Apr 22

“I cannot speak highly enough regarding the friendly and professional way in which my FSAVC claim was handled by Lorraine and her team. They handled everything for me and my substantial compensation was a delightful surprise. I will be strongly recommending X-Claims to my colleagues and friends.”

Successful Claim – Ms P – Apr 19

“X-Claims handled my case to seek compensation from Abbey Life and my adviser, Lorraine was very professional and helpful in guiding us through the process. Her communication skills were excellent and when Teacher’s Pensions were stubborn and slow in releasing my career salary details Lorraine set out the exact wording of the letter I had to submit to TP to make them respond……… and they did. This triggered action and I am now indebted to X- claims for their assistance in gaining significant compensation. I have no hesitation in recommending them to those seeking redress for mis-sold pension schemes. Thank you.”

Successful Claim – Ms D – Jan 18

“With a personal record of financial naïveté and poor pension management, I was sceptical when first approaching X-Claims. I was however convinced by their excellent, professional approach and understood that if I supplied the data on mis-selling of FSAVC, they would do the hard work of researching the validity of the claim. X-Claims completed an onerous task. Without their expertise I would have received neither compensation, nor justice. I am indeed grateful.”

Other Types Of Claim

FSAVC Compensation

FSAVC(s) pensions have been mis-sold to thousands of people. If you have an FSAVC it is worth checking to see if you have been mis-sold.

SIPP Pension Compensation

SIPP mis-selling occurs when financial advisers convince pension holders to invest their money into a SIPP scheme that promises higher returns on very risky, (and often unregulated) investments.

Pension Opt Out

An opt-out is where you could have been a member of an occupational pension, particularly a “defined benefit” or “final salary” scheme and you were told to ‘Opt Out’ and purchase a personal pension instead.

Investments & Bonds

Investment misselling occurs when you have received deliberate or misleading advice, where the investment was misrepresented or unsuitable.


Mortgage mis-selling occurs when it is improperly sold to a borrower. Mortgages were only regulated from contracts which were entered into on or after 31st October 2004.  

Pension Transfers

You may have been persuaded to transfer out of your original occupational pension scheme into a personal one. Any transfer out of an occupational scheme could be a mis-sale.

Personal / Stakeholder Pension

These types of pensions may have been unsuitable for you if you had the option to purchase added years or contribute to your In-House AVC, and especially if you had no private earnings.

Get In Touch

Have a question or just want to get in touch? Give us a call or fill in our contact form. Would you like to speak to one of our specialists over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.

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PO Box 470, Tonbridge, Kent, TN9 9FG

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