Civil Servants / Local Government
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Seeking Justice for Civil Servants and Government Employees

Have you, as a dedicated civil servant or government employee, faced the distress of mis-advised or mis-sold pensions? Don’t let financial uncertainty overshadow your years of public service. X-Claims is here to support you in seeking rightful compensation and securing your financial future.

Understanding Mis-sold Pensions for Civil Servants and Government Employees:

As a civil servant or local government employee, you play a crucial role in serving the public interest. However, mis-advised or mis-sold pensions can disrupt your financial stability and hinder your well-deserved retirement. If you believe you may have been affected by such practices, you have the right to seek justice.

Expert Help for Civil Servants Affected by Mis-sold Pensions
Are you a civil servant or government employee who suspects you may have been mis-sold your pension? Don’t let financial uncertainty overshadow your years of hard work and commitment to your career. X-Claims is here to support you in seeking rightful compensation and securing your financial future.

Examples of Mis-sold Pensions :

  • You joined the Occupational Scheme and were advised to opt out in favour of a private pension scheme, at some point in your career.
  • You were sold a personal or stakeholder pension but should have considered joining your In-House AVC scheme or purchasing added years.
  • You were sold a FSAVC and not advised to purchase the maximum number of added years in the Occupational Scheme.

Why Use Us?

At X-Claims, we specialise in assisting civil servants and government employees who have been mis-sold their pensions. Our team of financial experts understands the unique challenges faced by public sector workers, ensuring a tailored approach to your claim. Here’s why you can trust us to handle your pension compensation claim:

Expert Knowledge: With in-depth expertise in pension regulations and the public sector, we can navigate the complexities of your claim efficiently.

Civil Servant and Government Employee-Centric Approach: We understand the importance of your role and offer personalised support, making the claims process as smooth as possible.

Proven Results: Our track record demonstrates successful pension compensation claims for civil servants and government employees like you.

What Our Clients Say

We have hundreds of happy clients, read their reviews of our service

Successful Claim – Mr N – May 23

“Terms and conditions were made clear from the start. X-Claims personnel conducted themselves professionally and courteously and had the time to explain progress of the claim when contacted”

Successful Claim – Mr K – Aug 23

“The X-Claims team were recommended to me by many colleagues. I can see why now. From my first contact with them I found them to be knowledgable, clear talking, kind, professional, patient and thorough. They are experts in the field and navigate a hugely complex area that I have no knowledge of. They took away all the admin and stress for me. I would highly recommend Sophie & Lorraine and thank them for all their hard work getting a positive outcome for my case.”

Successful Claim – Mrs D – Sept 23

“This process has been efficient and well explained. I have received valuable expert advice resulting in a successful claim. I was kept updated and am very happy with both the service and the result.”

Other Types Of Claim

FSAVC Compensation

FSAVC(s) pensions have been mis-sold to thousands of people. If you have an FSAVC it is worth checking to see if you have been mis-sold.

SIPP Pension Compensation

SIPP mis-selling occurs when financial advisers convince pension holders to invest their money into a SIPP scheme that promises higher returns on very risky, (and often unregulated) investments.

Pension Opt Out

An opt-out is where you could have been a member of an occupational pension, particularly a “defined benefit” or “final salary” scheme and you were told to ‘Opt Out’ and purchase a personal pension instead.

Investments & Bonds

Investment misselling occurs when you have received deliberate or misleading advice, where the investment was misrepresented or unsuitable.


Mortgage mis-selling occurs when it is improperly sold to a borrower. Mortgages were only regulated from contracts which were entered into on or after 31st October 2004.  

Pension Transfers

You may have been persuaded to transfer out of your original occupational pension scheme into a personal one. Any transfer out of an occupational scheme could be a mis-sale.

Personal / Stakeholder Pension

These types of pensions may have been unsuitable for you if you had the option to purchase added years or contribute to your In-House AVC, and especially if you had no private earnings.

Get In Touch

Have a question or just want to get in touch? Give us a call or fill in our contact form. Would you like to speak to one of our specialists over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.

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