Welcome

X-Claims specialise in financial services claims, fighting unfairness for your rights. We provide a professional and personable service, whilst assisting our clients in obtaining justice where they have been mis-sold an unsuitable product and have suffered a financial loss.

Most major corporations choose to employ experts to handle their claims to ensure a greater success rate. An individual can be at a greater disadvantage because they lack the specialist knowledge in taking a claim forward. You can only complain once, so choosing to employ your own expert with X-Claims will not only save you time and stress of handling a complex claim but also ensure a higher success rate.

We specialise in pension mis-selling advice for various products such as – FSAVCs, pension transfers, opt outs from occupational pensions and other various complex claims. However, if you have an investment loss, or were ever sold expensive Whole of Life insurance please contact us for help.

Why Use Us?

No win, no fee

No up-front fee

Proven track record

Experts in complex financial complaints

Claim Enquiry Form

"I was sold a freestanding AVC as a house officer in 1996. I never really understood what I had bought nor could understand why I had not got added years. I was approached by X–claims regarding this, and in all honesty had no expectation of any positive outcome. The...

“On a personal note, I must state, vis-a-vis your service, that I was particularly impressed by the way X-Claims handled my case. I found you to be extremely professional, inordinately supportive and exceedingly efficient throughout this process. The staff have excellent interpersonal and communication skills. I believe that these qualities are critical to their success here given that they are advising and securing fiscal justice for us members of the public with little or no experience in this field. It was a pleasure to work with this company.” – Dr P – August 2017

“With a personal record of financial naivete and poor pension management, I was sceptical when first approaching X-Claims. I was however convinced by their excellent, professional approach and understood that if I supplied the data on mis-selling of FSAVC, they would do the hard work of researching the validity of the claim. X-Claims completed an onerous task. Without their expertise I would have received neither compensation, nor justice. I am indeed grateful.” – Ms D – Jan 18

“All the communications I had with X-claims were timely, helpful and professional. They clearly understood the complexities of obtaining compensation for mis-sold pensions. Their approach made the outcome successful, and their advice was clear, accurate and sound. I would strongly recommend their services.” – Mr C – Doctor – Jan 18

“Efficient, honest and proactive. Highly recommended.” – Dr D – Jan 18

“I found your service excellent and I would certainly recommend you to other people. I was contacted by Lorrane Williams, who agreed that it would be worthwhile for me to make a claim and sent me the terms of business and fee agreement. The company made their charges very clear from the outset and gave me very clear instructions about what I would need to do to enable them to pursue my claim. As the claim progressed they gave me useful advice on how to engage with the pension provider. I ended up securing a cash payment of several thousand pounds. I was very impressed by X-Claims, and have no hesitation in recommending them to other people who are considering making a FSAVC mis-selling claim.” – April 2018 – Mr H

Lorraine from X Claims did a great job on an FSAVC mis-selling claim for me. It was a long battle and she was very determined and responsive in getting to a successful outcome. Thank you very much. – Dr G – May 2018

“I was kept informed at all stages of my claim, which turned out to be a very lengthy one. Persistence certainly counts for something and I ended up with a settlement that I am delighted with. I am very grateful to X-Claims and in particular, Lorraine Williams for negotiating on my behalf.” – Dr E – May 2018

“Thank you for your hard work. Lorraine was very helpful at the beginning and spent a lot of time explaining the process, costs and rationale for claiming. The team kept me well informed and supported me well when I received email requests for information from the company in question.I would not hesitate in recommending X claims to my friends and colleagues.” – Dr B – May 2018

“X-Claims found money, that i would otherwise have had no idea was due to me. the interactions were always professional and I had to do almost nothing and could leave it all to them. Their commission seems entirely reasonable as well. difficult to rate my experience more highly” – Dr T – May 2018

“It was a pleasure to work with Lorraine and her team and to achieve a successful outcome was fantastic. Without the help from X-claims, I would not have had the pension compensation that resulted from their involvement. After some initial hesitation to engage with X-claims, due to unfamiliarity with the firm, I have found them to be very professional, helpful and re-assuring. I would be very happy to recommend them to anyone who is considering submitting a compensation claim.” – Dr V – May 2018

“We can not praise X-Claims enough, without them we would not have got our money back.”

“When investigating and challenging my whole of life policies, X-Claims were both “very knowledgeable and effective”.

“X-Claims provided an excellent service and the team were very reassuring when explaining sometimes complex issues, always ready and available to help with the inevitable paperwork. Overall, the process felt relatively easy and of course I was delighted with the outcome.”

“I was recommended to X-Claims by my Financial and Pensions Advisor. I found dealing with Lorraine very easy and straight-forward. The whole process was handled with minimum stress and Lorraine’s expertise resulted in a very substantial settlement. She is professional, and instills confidence and I would whole-heartedly recommend her to anyone seeking recompense for being mis-sold a pension.”

“X-Claims operate a very professional and personalised service, and handled my claim for FSAVC compensation extremely efficiently. Lorraine Williams kept me fully informed on the progress of my claim, and the settlement gained through X-claims was fantastic! I Wholeheartedly recommend anyone to let X-Claims represent them in their claim.”

“I was absolutely delighted with the service I received from X-Claims. Thanks to their expertise, I was awarded a substantial amount of compensation – far more than I anticipated. I would recommend them to other Consultant Medical colleagues unreservedly.”

“It is mainly the friendly and assuring voice of staff at X-Claims. Sometimes you forget you are dealing with a company. It is as if X-Claims is a good friend helping you!”

“First class! Really impressed!”

“The service was without doubt of the utmost excellence. No messing around, got the job done. I had given up on getting anything back but X-Claims got all of my money back. Thanks!”

“X-Claims took the stress away from having to try and battle to get this matter resolved which they did quickly and very efficiently”

“What a relief to find a company that actually delivers on its promises. You exceeded all of our expectations in the final claim amount and did the job with great sincerity, friendliness and professionalism. Well done!”

“You have been totally professional in manner and have been understanding and supporting whilst I dithered! I will recommend all my associates!”

“Professional, patient, persevering, very friendly and in the end very effective”

“X-Claims kept going with my claim when I would have given up on my own”

“We are so grateful for all you have done for us – we could have never done it on our own as we did not have the knowledge or the experience. Thank you so much for everything. The result you got for us has made such a huge difference in our lives. We will always be in your debt.”

“The offer covered all facets of the process in a simple manner, even pushing for a further review following the initial refusal through to a successful outcome”

“I am most grateful to X-Claims for all your help. I feel like a child completely at sea in a world of finance, and only wish I had found you earlier in life..”

“I’ve found X-Claims to be charming and efficient on every level. I give account numbers to them and money hits my account.”

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