Sun Life Financial of Canada
Home » Complaints Against » Sun Life Financial of Canada

SLFOC Pension Mis-selling: Seek Justice with X-Claims

Have you held a Sun Life Financial of Canada (SLFOC) pension – previously with Cannon Lincoln, Lincoln National, or City Financial and suspect it was mis-sold to you? Don’t let uncertainty mar your financial future. X-Claims is your trusted ally in pursuing rightful compensation and rectifying SLFOC pension mis-selling issues.

Understanding Sun Life Financial of Canada Pension Mis-selling:

Your pension is the cornerstone of your financial security during retirement. However, mis-selling of SLFOC pensions can lead to significant financial setbacks. If you believe you’ve received bad advice or were mis-sold your SLFOC pension, we are here to assist you in seeking justice.


Common Reasons for SLFOC Pension Mis-selling:

  • Unsuitable Advice: Your pension may not have been aligned with your specific financial goals and needs.
  • Hidden Fees: Critical information about fees and charges might not have been fully disclosed.
  • Misleading Information: You may not have been fully informed about potential risks and drawbacks of the policy or informed of the alternative choices available to you, such as purchasing added years or joining your In-House scheme.

Why Use Us?

Expert Knowledge: With extensive expertise in SLFOC pension regulations, we navigate the complexities of your claim with precision.

Client-Centric Approach: Your needs are our priority, and we offer tailored support to streamline the claims process.

Proven Results: Our track record speaks for itself, with successful pension compensation claims for clients like you.

What Our Clients Say

We have hundreds of happy clients, read their reviews of our service

Successful Claim – Dr A – Apr 23

“I am delighted to recommend the services of Lorraine and the team at X-Claims. They are knowledgeable, patient and persistent. They handled every step of the process, giving superb guidance and support throughout, culminating in a successful resolution to my claim. They are undoubtedly experts in their field and Lorraine’s calm reassuring manner helped negotiate the many hurdles and delaying tactics put up by the company responsible for my mis-sold policy. Without the help offered by Lorraine and the team at X-Claims I would not have been successful.”

Successful Claim – Dr R – Jan 23

“Lorraine Williams and her team have proven to be tenacious and patient in making representations to Sanlam and Sun Life Financial of Canada, which has resulted in over £60K in compensation being recovered.

I have recommended X-Claims to a number of colleagues, who are of a similar generation to me, in the 1980s – 1990’s who were heavily pressured and oversold into purchasing Free Standing Additional Voluntary Contributions (FSAVCs) as a way of maximising our pension pot at the start of our NHS Careers.

I thoroughly recommend X-Claims as a relatively stress free way to recoup money that was paid as commission to ‘Financial Advisors’ pedalling their financial products inappropriately to Junior Doctors on NHS Final Salary Pension Schemes.”

Other Types Of Claim

FSAVC Compensation

FSAVC(s) pensions have been mis-sold to thousands of people. If you have an FSAVC it is worth checking to see if you have been mis-sold.

SIPP Pension Compensation

SIPP mis-selling occurs when financial advisers convince pension holders to invest their money into a SIPP scheme that promises higher returns on very risky, (and often unregulated) investments.

Pension Opt Out

An opt-out is where you could have been a member of an occupational pension, particularly a “defined benefit” or “final salary” scheme and you were told to ‘Opt Out’ and purchase a personal pension instead.

Investments & Bonds

Investment misselling occurs when you have received deliberate or misleading advice, where the investment was misrepresented or unsuitable.


Mortgage mis-selling occurs when it is improperly sold to a borrower. Mortgages were only regulated from contracts which were entered into on or after 31st October 2004.  

Pension Transfers

You may have been persuaded to transfer out of your original occupational pension scheme into a personal one. Any transfer out of an occupational scheme could be a mis-sale.

Personal / Stakeholder Pension

These types of pensions may have been unsuitable for you if you had the option to purchase added years or contribute to your In-House AVC, and especially if you had no private earnings.

Get In Touch

Have a question or just want to get in touch? Give us a call or fill in our contact form. Would you like to speak to one of our specialists over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.

Footer Contact Form

Opening Times
Monday – Friday: 8am – 8pm
Saturday – Sunday: Closed

0800 1303663

[email protected]

Postal Address
PO Box 470, Tonbridge, Kent, TN9 9FG

Administration Address
Oakley House, Fordcombe Road, Penshurst, Kent, TN11 8DP

Contact Us

Footer Contact Form