“A Friend advised to contact X-Claims about potential compensation for an FSAVC. Easy process with minimal input needed. Excellent efficient result.”

“In my late 20’s i was sold several FSAVC products. The advisor clearly stated that this was the best way to increase my pension and it would allow early retirement. At no time was increasing my contributions to the NHS pension scheme mentioned. After a few years I became aware that these were not suitable for me, cancelled them and bought added years through NHS scheme instead.”

“In early 2024, I heard from medical colleague about the miss-selling of FSAVCs to junior medical professionals in the early 1990’s. I searched the internet for further information and came across X-Claims. Their website was clear and testimonials very positive and so I contacted them. They immediately sent out by email an information pack with terms and conditions. I also spoke to Lorraine over the telephone who answered any questions that I had. After I had signed and returned the paperwork, Lorraine and the team did virtually all the work. I had to send in specific documents about my FSAVC to them and fill in an additional form, but the rest was taken care of. I was recently awarded a significant sum as a result which was something that I had not thought possible earlier in the year. Lorraine and team talk you through the process and support you. They are very quick to respond to emails and appeared open and honest. I would thoroughly recommend X-Claims.”

“Brilliant service and communication from initial contact to successful resolution of the claim. The probable timescale of several months was clearly set out by Lorraine and the update contact during those several months was just right. Obviously, receiving a positive outcome for the claim is the icing on the cake! I highly recommend X-Claims..”

“As a dental professional who was seemingly mis sold FSAVC policies by the Medical Sickness Society (Wesleyan) in the late 1990s, I was introduced by a colleague to X-Claims Ltd for their advice.

Thanks to Lorraine Williams (and team) who agreed to take on my case on a ‘no win no fee’ basis their due diligence took this as far as the professional Ombudsman who agreed that my case my be worth exploring in terms of compensation.

Although after calculations and an enormous amount of work involved, I did not receive full compensation, I can only praise the efforts of X-Claims for their careful and professional service.”

“Throughout the process I found the X-Claims staff to be extremely efficient, responsive and above all patient! When documents were missing, or process needed explaining they were reliably contactable and helpful. They facilitated a complex process: without their expert support I would have been unaware of my eligibility for compensation. I would recommend X-Claims services without hesitation.”

“I was recommended to contact X-Claims by a friend who was a junior doctor with me, and was mis-sold a FSAVC. I thought the boat had long sailed with regards to this, but Lorraine was extremely helpful and made the process actually relatively straightforward, leading to a successful claim – I was pleasantly gobsmacked when I received the settlement offer. Very prompt, friendly, and helpful – highly recommended.”

“Very professional, efficient and transparent service with regular updates.”

“From start to finish I was kept informed. I was amazed at my offer & can only thank Lorraine for all of her expert help.”

“X-Claims managed to achieve 5 figure sums for both me and my wife (also a doctor mis-sold a private pension). They guided us through the minimal paperwork and made it as painless as possible. The process does take many months, but the delays were due to the pensions company, not to X-Claims, and the wait was well worth it. I would strongly encourage any doctor that thinks they may have been mis-sold a pension to investigate it via X-Claims.”