FSAVC Entitlement Check List

 

The main insurance companies that sold FSAVC pensions are listed below (please note that your policy many have been sold to you by an IFA/financial advisor on behalf of an insurer), so please check to see if your FSAVC pension provider is with one of the following:

Allied Dunbar Assurance | Aviva | AXA Equity & Law | AXA Sun Life | Barclays | Bradford and Bingley | Canada Life | Co-Operative | Eagle Star | Friends Life | Friends Provident | Guardian Financial | Laurentian Life | Legal & General | Lloyds Life  |  Lincoln Financial | Merchant Investors Assurance | Natwest | Norwich Union/Aviva | Pearl Assurance | Phoenix Life | Prudential | ReAssure | Royal Bank of Scotland | Royal London | Royal Sun Alliance | Scottish Amicable | Scottish Widows | Standard Life | Sun Life Financial of Canada | Teachers Assurance | Wesleyan  |  Windsor Life | Winterthur Life | Zurich Assurance

 

How Do I Know If I Have A FSAVC Claim?

  1. Did you know the FSAVC scheme would cost more?
  2. Did you know that you would be paying more for a FSAVC scheme and that this would reduce the value of your pension fund?
  3. You weren’t advised that you could make extra contributions to your work scheme and, if applicable, purchase “Added Years”.
  4. Were you made aware of the fact that you could have made Additional Voluntary Contributions to your existing occupational scheme?
  5. You weren’t informed about how FSAVC funds were invested.
  6. Were you advised that you could increase your pension benefits with no risk?
  7. Was pension risk (long term risk) discussed at the time of the sale?

If you feel any of these points apply to you, contact us today to see how we can help.