What Our Clients Say

“Superbly professional, quick to respond, and delivered a super-hot pay out. So I would like to take this opportunity to thank you for your professionalism, your quick response, and all in all your excellent service.”

“Superbly professional, quick to respond, and delivered a super-hot pay out. So I would like to take this opportunity to thank you for your professionalism, your quick response, and all in all your excellent service.”

“X-Claims are very efficient in successfully pursuing justified claims in respect of mis-selling of Whole of Life policies. They clearly have a very business-like relationship with the insurance companies, which is demonstrated by the successful and satisfactory conclusion. I have every confidence in their excellent advice.“

“Thank you X-Claims. An excellent service which provided me with a hassle free claim relating to a mis-sold FSAVC. I have no hesitation in recommending X-Claims to other members of the medical profession who were sold this type of policy in or around the 1990’s.”

X-Claims are simply excellent. From the first time I spoke to Lorraine Williams, I felt that she had a very thorough knowledge and understanding of the work around claims and she clearly identified what was the issue and what I was eligible to claim. Timescales were accurate and the process was made easy for me. She handled everything and responded in a timely manner to any emails or calls. I was pleased that my claim was successful although there were no guarantees. I have no hesitation in highly recommending X-Claims.

“X-Claims handled my case to seek compensation from Abbey Life and my adviser, Lorraine was very professional and helpful in guiding us through the process. Her communication skills were excellent and when Teacher’s Pensions were stubborn and slow in releasing my career salary details Lorraine set out the exact wording of the letter I had to submit to TP to make them respond……… and they did. This triggered action and I am now indebted to X- claims for their assistance in gaining significant compensation. I have no hesitation in recommending them to those seeking redress for mis-sold pension schemes. Thank you.”

“I received an excellent professional and responsive service from Lorraine and her supporting Team. I highly recommend their expertise and approach.”

“Excellent professional service. Made things very straightforward. Responsive and kept me in touch with process throughout. Thoroughly recommend.“

“X Claims approached me initially through an email advert and I contacted them. From that point they were very helpful and explained the process but never exerted any pressure. I had no idea that I would be able to claim for bad advice given to me regarding a FSAVC when I was a house officer. They helped me throughout the process and I was very pleasantly surprised to receive a large payment as compensation. I would never have done this without them. Thank you.”

“I’m extremely pleased with the professional approach X-Claims have taken on my behalf. I can honestly say that without their hard work I would not have achieved such a satisfactory outcome to my claim. I strongly recommend that anyone with a potential claim use their expertise.” – Dr S Jan 19

“Excellent service and result from Lorraine and her team . The process took about a year , but the result was very successful and there was minimal effort from myself. A very professional service . I would definitely recommend X claims.” – Dr D-R – Dec 18

“Last year a work colleague told me how, with the help of X-Claims they had received £30,000 compensation following some poor pension advice they received when they were in their early 30s. I had been given similar advice in the past, so I contacted X-claims fo help. Having sent off all the appropriate paperwork, I was initially informed that I did not have grounds for a claim, thankfully due to the perseverance and diligence of X-Claims I eventually received a compensation totalling £53,000. I am very grateful to X-Claims for their help and have no hesitation in recommending their services.” – Dr F – Nov 18

“Lorraine thanks for all you support and help with the our claim. With very little effort on our behalf you delivered an amazing result. The service is both  professional & friendly and we would happily recommend you to anyone considering a claim for mis-sold financial products.” – Dr D – Oct 2018

“Wow that is amazing. I must say so many times over the last ? 5 years we felt like we couldn’t be bothered to pursue this just out of laziness and couldn’t see the point. Thank you for being persistent and not giving up on us. Your fee is well deserved!” – Dr H – Sept 18

“Lorraine was efficient and immediate and clear in all communications. She made the process as painless as could be.” – Dr M – Aug 18

“I found the service excellent. Very little effort required of myself. Things go quiet for a few months as the claim is being assessed and then all the final arrangements are sorted efficiently and I ended up with a large payment I would never have expected.” – Dr B – August 2018

“X-Claims found money that i would otherwise have had no idea was due to me. the interactions were always professional and I had to do almost nothing and could leave it all to them. their commission seems entirely reasonable as well. difficult to rate my experience more highly” – Dr T – May 2018

“I was kept informed at all stages of my claim, which turned out to be a very lengthy one. Persistence certainly counts for something and I ended up with a settlement that I am delighted with. I am very grateful to X-Claims and in particular, Lorraine Williams for negotiating on my behalf.” – Dr E – May 2018

Lorraine from X Claims did a great job on an FSAVC mis-selling claim for me. It was a long battle and she was very determined and responsive in getting to a successful outcome. Thank you very much. – Dr G – May 2018

“The staff were very friendly and never gave up pursuing all the paperwork. They were persistent long after I would have given up.” – Teacher Ms H – Mar 2018

“Efficient, honest and proactive. Highly recommended.” – Dr D – Jan 18

“Lorraine is a highly efficient and courteous businesswoman. She inspires confidence.” – Dr H – Jan 18

“It was very easy to contact X claims and the whole process was straightforward and simple. Lorraine and Sophie were very helpful and efficient” – Dr B – Jan 18

“With a personal record of financial naivete and poor pension management, I was sceptical when first approaching X-Claims. I was however convinced by their excellent, professional approach and understood that if I supplied the data on mis-selling of FSAVC, they would do the hard work of researching the validity of the claim. X-Claims completed an onerous task. Without their expertise I would have received neither compensation, nor justice. I am indeed grateful.” – Ms D – Jan 18

“Good efficient service. Advice given was correct and a good outcome was achieved” – Dr T -Jan 18

“I have received excellent service. Communication was excellent and the outcome as better than I anticipated. The whole process went very smoothly”

“Thank you very much for pursuing this claim on my behalf and for the extraordinary result. I was aghast at the impact that a decision, made on bad advice many years ago, had on my pension.  Thanks to the expertise, tenacity  and sheer doggedness of you and your team that wrong has now been made good”.

“I have no hesitation In recommending Lorraine and her team at X-Claims. I didnt have high expectations initially but I thought why not give it a go as 80% of something has got to be better than nothing.
It took minimal effort on my part and when the final settlement came through I was amazed how much it was. Lorraine and her team were professional and helpful through out the process.
I highly recommend them.”

“Thank you again for applying your significant  astute observation, expertise and judgement to helping me obtain a just outcome with this issue of compensation for previous poor financial advice. Although the settlement is of course most welcome, the compensation for me is more than financial.”

“The entire process from assessing my eligibility for a claim to receiving payment was made very easy. The amount that I received exceeded my expectations – I am very grateful to X-claims for highlighting the possibility of mis-selling and allowing me to receive compensation.”

“X-Claims provide an expert and knowledgeable service that supports individual claimants throughout the redress process. It is reassuring to be supported by a team that clearly understands the process and its pitfalls. X-Claims ensures regular communications and solves unexpected problems effortlessly. For those who feel that they wouldn’t be able to proceed due to the complexity of the problem, X-Claims guides you assuredly. I recommend X-Claims without reservation.” – Dr W – Dec 2019

“Excellent, quick professional service. Kept up to date at all times.” – Dr G – Dec 18

“Excellent rapid service. Friendly accessible staff. Many thanks for all your hard work to attain a successful result – Dr F – Nov 2018

“Responded to cold call from this company and have been very impressed by their work and the eventual outcome. They worked hard to pursue the claim against a lot of resistance showing patience, resilience and stamina. I got rapid responses to queries – of which there were many. At all times I found the responses helpful and considered. Contact either by phone or email was always friendly and informative. I would strongly recommend using this company for claims management.” – Dr S – Sept

“Excellent efficient service” – Dr CL – Sept 18

“The team at X-Claims, led by Lorraine Williams provide an excellent service throughout the whole process of making a claim. The time scale for completion was more than 2 and half years due to the very slow response time of the investment company involved. Throughout this time, Lorraine kept me informed and dealt with every detail, liaising with my own professional advisers as well as the company and kept up pressure despite the long time period. The approach is very professional and yet personal and I would recommend their service without hesitation.” – Mr U – Aug 18

“The staff of X-Claims have been extremely helpful at every step of this process. They responded very quickly to my emails and questions. They clearly explained how they would proceed, and the possible outcomes. I was kept fully updated on progress. The process was straightforward, I only needed to find my policy number and X-Claims did all the rest of the work.” – ML – Dr – Aug 18

“I was sold a freestanding AVC as a house officer in 1996. I never really understood what I had bought nor could understand why I had not got added years. I was approached by X–claims  regarding this, and in all honesty had no expectation of any positive outcome.

The team at X–claims worked incredibly hard on my behalf and I received a very significant pay out–more than a year’s salary!

I would urge anyone that bought a freestanding AVC to seek advice as to whether or not you were mis–sold This product, As you probably were! The complexities of making the claim are beyond anyone who does not have in-depth knowledge of the industry and thus I would recommend that you do use a company to make a claim. That being the case, I would strongly recommend that you use X–claims as I can only describe the service as a fantastic.” – Dr G July 2018

“Thank you for your hard work. Lorraine was very helpful at the beginning and spent a lot of time explaining the process, costs and rationale for claiming. The team kept me well informed and supported me well when I received email requests for information from the company in question.I would not hesitate in recommending X claims to my friends and colleagues.” – Dr B – May 2018

I received an unsolicited email from Lorraine in October 2016, which landed in my work email Spam folder. I happened to come across it by chance. I was initially very sceptical but intrigued. I phoned her up and she struck me as being very genuine, helpful, professional and capable. At no time did she try to hard sell her service. I challenged her about the no win, no fee basis. She told me that she was quite happy for me to go it alone, which convinced me not to! I reckoned that 80% of something was better than 100% of nothing! She gave me the number of a close associate of hers, Ben of Cavendish Medical, who kindly wrote a glowing reference for her.

I put in a claim at the end of October 2016. Lorraine wrote to me in December 2016 to say that Wesleyan had upheld my complaint. After much chasing by Lorraine, I was finally paid a substantial amount of money earlier this month. I would never have known about this money owed to me, never mind received a penny, had it not been for Lorraine informing me in the first place. She guided me through the process and doggedly followed up the claim. I am very happy indeed with the outcome and wholeheartedly recommend Lorraine and her team at X-claims.” – Dr C – May 18

“I found your service excellent and I would certainly recommend you to other people.

I was contacted by Lorrane Williams, who agreed that it would be worthwhile for me to make a claim and sent me the terms of business and fee agreement. The company made their charges very clear from the outset and gave me very clear instructions about what I would need to do to enable them to pursue my claim. As the claim progressed they gave me useful advice on how to engage with the pension provider.

I ended up securing a cash payment of several thousand pounds.

I was very impressed by X-Claims, and have no hesitation in recommending them to other people who are considering making a FSAVC mis-selling claim.” – April 2018 – Mr H

“Lorraine has been very pleasant and explained everything as she has gone through the investigation. I have been impressed by her tenacity.” Mrs D – Teacher – Jan 18

“All the communications I had with X-claims were timely, helpful and professional. They clearly understood the complexities of obtaining compensation for mis-sold pensions. Their approach made the outcome successful, and their advice was clear, accurate and sound. I would strongly recommend their services.” – Mr C – Doctor – Jan 18