Mis-Sold FSAVC Pension Claims
At X-Claims, we specialise in helping individuals file FSAVC claims to recover lost funds by mis-sold pension schemes. If you’ve been impacted by a Free-Standing Additional Voluntary Contribution (FSAVC pension schemes), we can help you understand your options and guide you through the claims process. You may be entitled to compensation. Let our expert team assist you, contact us today for a free consultation.
How to Identify FSAVC Pension mis-selling and seek compensation:
- Loss of Valuable In-house Pension Benefits: Firstly, we understand the value of employer scheme guarantees and the lower product costs associated with public sector pension schemes. Unfortunately, mis-advice may have led you to forego these valuable in-house benefits.
- Impact on Pension Funds: Moreover, the increased costs linked to private schemes may have eroded your pension funds, ultimately leaving you with a diminished retirement nest egg. As a result, many individuals are now facing unexpected financial challenges in their retirement years.
- Advising Against ‘Added Years’: Furthermore, mis-sold FSAVC pension schemes may have discouraged you from taking advantage of ‘added years.’ Consequently, this could deprive you of additional retirement income that could have significantly improved your financial security during retirement.
Your Deserved Compensation:
At X-Claims, we firmly believe that those affected by mis-sold FSAVC pensions rightfully deserve fair compensation. Therefore, our dedicated team of financial experts specialises in assisting public sector workers, Doctors, and Teachers in reclaiming their financial security. In addition, we offer personalised support to ensure that each client receives the guidance they need throughout the claims process.
Why Use Us?
Expertise: We have an in-depth understanding of FSAVC pensions and the complexities surrounding mis-selling cases.
Compassionate Approach: We empathise with the challenges you may have faced and may still be facing and we are committed to providing compassionate, yet professional support throughout the process.
Transparent Communication: You can rely on us for transparent and clear communication at every stage of your claim.
Fair Fees: Our fees are fair and in line with FCA rules. There is nothing to pay unless your claim is successful. View our fees here >
Some of the Typical Companies that mis-sold FSAVC Pensions:
Saint James’s Place (SJP) – Previously Rothschild Insurance
Sanlam – Previously: MI Group, Merchant Investors Assurance
Sun Life Financial of Canada (SLFOC) – Previously: Lincoln, Lincoln Financial, City Financial Lincoln Financial, Laurentian Life, City Financial
Sesame – Previously: Countrywide Independent Advisers, Baxter Fensham, Manse Capital
Zurich – Previously Allied Dunbar, Eagle Star
Chase De Vere – Previously: Medical Money Management (MMM)
ReAssure – Previously: GAN, Windsor Life, General Portfolio, Legal & General
Aviva – Previously: AXA Sun Life, Friends Life, Friends Provident, Norwich Union, Winterthur Life
Royal London – Previously: Scottish Life, Co-Op Insurance
Phoenix Life – Previously Pearl Assurance
Prudential – Previously Scottish Amicable
Royal Bank of Scotland (RBS)
HSBC
Royal Sun Alliance
Scottish Widows, Lloyds Bank
Standard Life – now Phoenix Group
Teachers Assurance (now LV)
Wesleyan – Previously: Medical Sickness
You do not need to use a claims management company to make a claim. You can do this yourself for free, and if your claim is unsuccessful you can pursue it yourself with the Financial Ombudsman Service. If your product provider or your financial advisor is no longer in business, you may be able to use the Financial Services Compensation Scheme (subject to their Rules).
X-Claims Limited is authorised and regulated by the Financial Conduct Authority – FRN: 829746
What Our Clients Say
We have hundreds of happy clients, read their reviews of our service
Successful Claim – Dr K – Apr 23
“Lorraine and the team at X-Claims are highly professional and communication was excellent at all stages. They are highly experienced experts in their field and give sensible and honest advice regarding the prospects of a claim. I would recommend them to anyone concerned about historical pension mis-selling (in my case of FSAVCs).”
Successful Claim – Mr M – Teacher – Apr 22
“I cannot speak highly enough regarding the friendly and professional way in which my FSAVC claim was handled by Lorraine and her team. They handled everything for me and my substantial compensation was a delightful surprise. I will be strongly recommending X-Claims to my colleagues and friends.”
Successful Claim – Dr R – Jan 23
“Lorraine Williams and her team have proven to be tenacious and patient in making representations to Sanlam and Sun Life Financial of Canada, which has resulted in over £60K in compensation being recovered.
I have recommended X-Claims to a number of colleagues, who are of a similar generation to me, in the 1980s – 1990’s who were heavily pressured and oversold into purchasing Free Standing Additional Voluntary Contributions (FSAVCs) as a way of maximising our pension pot at the start of our NHS Careers.
I thoroughly recommend X-Claims as a relatively stress free way to recoup money that was paid as commission to ‘Financial Advisors’ pedalling their financial products inappropriately to Junior Doctors on NHS Final Salary Pension Schemes.”
Successful Claim – Dr D – Dec 21
“Since being introduced to X-Claims, I have found their service to be nothing short of fantastic ! They have been extremely clear in what is needed, and extremely patient also. My thanks to Sophie and Lorraine for their incredibly hard work in achieving a very positive result for me, and for keeping me updated throughout the whole process. I would wholeheartedly recommend them to colleagues in a similar position, as their persistence in pursuing my case reflects their commitment to their clients.”
Other Types Of Claim
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Opening Times
Monday – Friday: 8am – 8pm
Saturday – Sunday: Closed
Phone
0800 1303663
Email
[email protected]
Postal Address
PO Box 470, Tonbridge, Kent, TN9 9FG
Administration Address
Oakley House, Fordcombe Road, Penshurst, Kent, TN11 8DP
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