Only for sales made after 14th January 2005 when PPI became regulated.

PPI is usually overpriced, difficult to claim on and often sold to the wrong people. Citizens Advice Bureau has found it adds between 13% - 56% to the cost of a loan but only 4% ever claim on PPI - 1 in 4 is then rejected. Sales staff have failed to explain the costs, added the price of PPI automatically to repayment quotes and failed to check customers would be eligible to claim.

Many loans included a single premium PPI in the original loan. All such policies may be considered poor value and a mis-sale. Many clients are unaware that this policy was included, and are paying interest which rolls up and makes the debt worse. Do not delay, check your contract with the lender, and if you have one of these, get in touch immediately with us. You are eligible to claim if:

• You were led to believe PPI was compulsory
• You were pressured into buying PPI
• The full costs of PPI were not made clear
• You were self employed/contract worker/retired/on benefits at the time
• PPI was added without your knowledge
• You had alternative insurance which gave you adequate cover
• You have a single premium PPI policy

Click here to see if we can help with your claim